AI Taxe

ai-taxe.ro Tax help with AI and chartered accountants

Not sure what you owe? Or did a letter arrive from ANAF? Let's look at it together.

Taxes get paid — we help you know exactly how much, not more out of ignorance, not less. This page is not tax advice: decisions and actual figures are settled together with a chartered accountant.

There are two situations in which people are left alone with a doubt that costs money: you don't know which taxes apply to you or when they are due, or you have received a notice about something from years ago and you don't understand where the amount comes from. We help you find out exactly what you owe and check whether the amount is right — before you pay, and before the deadlines pass.

From November

The application starts in November. Until then you can sign up, and if a notice is already sitting on your table, write to us now — that we answer today, not in November.

Father Christmas is coming early this year.
Tell us your situation I received a notice
  • Individuals, sole traders, small companies
  • Explanations, not quotes from the law
  • The application starts in November
What a conversation with us looks like If this is you I don't know what I owe or when. Or this A letter arrived from ANAF. What we do together We gather the data. We check. What you get An explanation, not a law quote.

Three things, said up front

  • Taxes get paid.

    You do have to pay your taxes. We help you know exactly how much — not more out of ignorance, not less. You will not find here any method for paying less than you owe.

  • ANAF does not wish you harm.

    The institution works with the data it has. If that data was incomplete, the situation can be corrected — with documents, calmly, through the usual procedure. We do not write about ANAF as an adversary, because it is not one.

  • This page is not tax advice.

    Tax advice and accounting are regulated professions in Romania. Here we explain and point you in the right direction; decisions and actual figures are settled together with a chartered accountant, on your own situation.

01 Who it is for

Three different situations, with the same doubt in the middle

Romanian tax law has changed several times a year in recent years. It is not your fault that you can't keep up — accountants don't either, without looking it up every single time. Below is what is usually unclear, and what we help with.

Individual

You earn something besides your salary

Rent, dividends, investments, copyright, occasional work, something sold online. Each has its own rules, and you usually hear them from someone who “heard that”.

What is unclear
Whether this income has to be declared at all, who declares it — you or the payer —, whether it adds up with the rest, and what happens in a year with several sources.
How we help
We put together everything you received, tell you what enters the calculation, what has to be declared and in what order things happen. Without you having to read a tax code.
Sole trader

You face the complexity alone

Sole traders are hit hardest: they carry almost all the obligations of a company, but have neither a finance department nor anyone to explain things to them.

What is unclear
Which expense is recognised and what document has to be kept for it, how contributions relate to income, what changes if the year turned out better or worse than estimated.
How we help
We keep the record in one place, tell you which documents are missing from the file before it matters, and show you what comes next, in order.
Small company

You have an accountant and still no overview

You run a small company, you have an accountant who files the returns — and still you never know in advance what you are about to pay, or why. A finance department is out of reach.

What is unclear
Why the amount differs from one month to the next, what changes as the company grows, what a legislative change announced on the radio actually means and whether it concerns you.
How we help
We translate into plain language what concerns you, show you what the amount is made of, and prepare the questions worth asking your own accountant.

In all three cases the exact figures — rates, thresholds, deadlines — depend on the tax year and on your particular situation. That is why you will not find them written on this page: we settle them together with a chartered accountant, on your own data.

02 You received a notice

A letter arrived from ANAF. Take a breath.

If you are reading this at night with the envelope open beside you: that is all right, this is how it starts for almost everyone. A notice is not an accusation and it is not the end of the world. It is a communication from an institution that works with the data it holds about you.

Don't panic, but don't ignore the letter either. Deadlines start running from the moment it is communicated, and an envelope left in a drawer stops nothing. Most situations are simple to sort out if you look at them in time — and become complicated only when they are left to run.

Where the amount comes from

ANAF calculates on the basis of the information that reached it: what payers reported, what you declared, what came out of checks. If something was missing from that set of data — an expense, a document, a fact about your situation — the calculation reflects the gap, not bad faith. That is why it is worth checking first, rather than disputing on reflex or paying on reflex.

Three possible roads, all lawful, all calm

1

The amount is correct

This happens often and it is the most honest answer we can give you: the calculation is sound, the data was complete, there is nothing to recompute. Then the question is no longer “how much”, but “how”.

What follows: a correct amount does not necessarily have to be paid in one go. It is possible to ask for the payment to be spread out, through a procedure provided by law.

2

The amount can be recalculated

If, at the time of the calculation, expenses that are recognised, documents you had, or facts about your situation were not taken into account, the base can look different from reality.

What follows: the missing data and documents are submitted and the amount is recalculated through the usual procedure. It is not a war, it is completing a file.

3

It is an error

Sometimes a piece of information arrived wrong: an income reported twice, a payment not recorded against your name, a mix-up of person or of period.

What follows: it is cleared up with documents. Usually nothing spectacular is needed — only proof that things stand differently.

Which of the three applies to you cannot be known from this page, nor from a discussion on a forum. It follows from the document you received and from your own records — which is why the first step is to look at them, not to assume.

What to do in the first days

  • Keep the envelope and the date. The date you received the document matters. Don't throw the envelope away, and write down the day.
  • Don't throw anything away or delete anything. Not papers, not e-mails, not messages. What looks unimportant today may be exactly the proof needed.
  • Read what the document itself says. The period, the grounds and the deadlines that apply in your case are written there. That is the basic information — not what you read on the internet.
  • Gather the documents of that period. Contracts, invoices, receipts, statements, anything that shows what you earned and what you spent then.
  • Don't sign or pay on impulse. Neither ignore it, nor rush. Between those two extremes is exactly the space where the work happens.
  • Ask for help early. The sooner someone looks over the file, the more roads stay open.

03 What counts

Why it matters what is recognised as an expense

The mechanism is simple, even if the rules are not: the final amount is not worked out on everything you earned, but on a taxable base. Some expenses, if they are tied to the activity and have a supporting document, are recognised and shrink that base. A smaller base means a smaller final amount. That is why it is worth checking whether everything was taken into account.

Illustrative example: how recognised expenses change the taxable base and the final amount Made-up figures for explanation only, not legal rates and unrelated to any law in force. An income of 100 units in both scenarios. In scenario 1 no expense is recognised, so the taxable base stays at 100. In scenario 2, 40 units are recognised, so the taxable base is 60. Relative to scenario 1, the final amount is 100 per cent in the first case and 60 per cent in the second. The 40 recognised units are made up of four supporting documents, of 15, 12, 8 and 5 units. The same figures appear in the tables below the chart. EXAMPLE ONLY · MADE-UP FIGURES The same income in both scenarios: 100 units. Scenario 1 · nothing recognised Taxable base: 100 The final amount is worked out on the whole bar. Scenario 2 · recognised expenses Recognised 40 Taxable base 60 40 less in the taxable base Final amount, against scenario 1 Scenario 1 — 100% Scenario 2 — 60% The same way of calculating, on a smaller base. The 40, broken into documents 15 12 8 5 The same 40 units as above, at a different scale. Four supporting documents, not legal categories.
The figures in the drawing are made up, chosen round so that the mechanism is easy to see. They are not tax rates, they are not deductibility percentages and they describe no rule in force. What is actually recognised in your case, to what extent and for which year — that is settled with a chartered accountant, on your own documents.

What to take away from the drawing

One thing only: what is recognised as an expense shrinks the base the calculation is made on, and therefore shrinks the final amount too. Not because you found a loophole, but because that is the normal order of the calculation. Which is exactly why it is worth checking whether everything was taken into account: a real expense missing from the file is not a saving missed, it is a calculation made on incomplete data.

In reality the calculation has several stages, and the rules differ from one category of income to another and from one year to the next. The drawing does not describe the procedure, only the direction: smaller base, smaller final amount. Your own figures are settled with the chartered accountant.
Illustrative example — the same figures as in the drawing
Quantity Scenario 1 Scenario 2
Income 100 100
Recognised expenses 0 40
Taxable base 100 60
Final amount, relative to scenario 1 100% 60%
What the 40 recognised units are made of
Supporting document Units
Document 115
Document 212
Document 38
Document 45
Total recognised40

The slices are not expense categories and do not suggest that anything in particular is recognised at some percentage. They are four documents, that is all: the recognised part is not a magic percentage, it is the sum of expenses you can prove.

04 The rhythm of the tax year

We won't give you fixed dates. We give you the pattern — then your dates

The tax year has a rhythm, and a rhythm is learned once and stays learned. What changes often are the exact dates in the calendar. Below is the pattern; the dates that concern you will come from the application, on your own situation.

  1. You earn

    Over a year you receive money from one or more sources. For some incomes the payer withholds; others stay entirely in your care.

  2. You declare

    What you received gets declared — by you or by the payer, depending on the type of income. This is where it is decided what enters the base.

  3. The amount is established

    The amount follows from what was declared. If something was missing from the declaration, the amount reflects the gap — not your real situation.

  4. You pay, at once or in instalments

    Payment has its own deadline, different from the one for declaring. If the amount is too large for a single moment, it is possible to ask for it to be spread out.

Several sources of income mean several overlapping rhythms. A rent, a dividend and an occasional contract do not follow the same path and do not line themselves up in a calendar. This is where most people get lost — not because they don't want to pay, but because they don't know which deadline belongs to what.
Why we don't write concrete dates on this page. Deadlines and rates have changed several times a year in recent years. A date written today and left on the page a year from now is not a copywriting mistake — it is someone paying a penalty because of us. We would rather say honestly “it depends on your tax year and your situation” and give you the correct date when we check it together, than pretend to know more than a web page can possibly know.

05 How we work

The AI sifts, the human decides

AI is good at what is tiring for a person: reading many pages, putting things in order, noticing what is missing. It is not good at owning a decision that costs you money. That is why the step with the decision has a name and a person behind it.

  1. Step 1 — you

    You tell us what you have, or send us the letter

    You write in your own words what income you have and what is unclear. If you received a notice, say so straight away — messages with a deadline are read first.

  2. Step 2 — the AI

    It sifts, orders and prepares the file

    An AI trained on tax matters reads what you gave it, puts the data in order, brings forward what is missing from the file and prepares the questions that need an answer from you. It does not guess: whatever is uncertain stays marked as uncertain.

  3. Step 3 — the chartered accountant

    Checks and decides

    A chartered accountant goes over everything the AI prepared, corrects what needs correcting and decides what is to be done. The decision belongs to the human. It is communicated to you as such, not as “the system said so”.

  4. Step 4 — you again

    You get an explanation you can follow

    Not a quote from the law, but what you owe, by when, why that much and what your options are. Sometimes the explanation is: “the amount is correct — but let's ask for it to be spread out”. It is the least spectacular answer possible and, often, the right one.

There is a team of chartered accountants behind this page. We are not telling you here how many they are, how long they have worked or how many cases they have handled — because figures like that are the kind you verify, not the kind you write on a website. You will meet them when we work together.

06 Limits

What we don't promise, so you know from the start

On a site that asks for trust in money matters, this list is more useful than a list of promises. If any of the points below is a problem for you, better to find out now.

We don't promise the amount will go down

We promise to look at whether it is correct. Sometimes it is, and then we tell you exactly that. An honest answer is worth more than a hope kept alive.

We don't promise the outcome of a procedure

Nobody can guarantee how a check or a request will end. Anyone promising you a result is selling you a story.

We don't help you pay less than you owe

Taxes get paid. Everything we do happens inside the rules: we check the calculation, complete the file, and ask for what can be asked for.

We don't invent expenses or “arrange” documents

Only real expenses with real documents are taken into account. Anything else is not help, it is a bigger problem stacked on a smaller one.

We don't put tax figures on this page

Rates, thresholds, deadlines, percentages: you will not find them written here. They change often, and an old figure read by someone in a hurry costs money.

We don't stand in for a chartered accountant

The page explains and orients. Accounting and tax advice are regulated professions, and decisions are taken with a professional, on your own situation.

07 Contact

Write us a few lines about where you are stuck

You don't need technical terms and you don't need to prepare anything. A sentence like “I received a letter about 2020 and I don't understand where the amount comes from” or “I rent out a flat and I don't know what I have to declare” is enough.

  • We read the message and reply by e-mail, usually within one or two working days.
  • If you told us you have a notice, we look at your message with priority — deadlines are running there.
  • We tell you what comes next and which documents are needed for us to look at it properly.
  • If we don't think we can help, we say so directly, in the reply.

Prefer plain e-mail? Write to us at contact@ai-taxe.ro.

Send a message

Fields marked with * are required. We don't ask for a phone number and we don't send a newsletter.

This is where the answer goes. We don't use it for anything else.

For example: rent, dividends, copyright, services as a sole trader.

Two or three lines are enough. Write it exactly as you would say it on the phone.

Please do not send personal identification numbers, card details, documents or screenshots with personal data through this form. Describe the situation in broad terms; if papers are needed, we will ask for them later, through a channel suited to that. It is safer for you — and it is the right way to handle tax documents.

The message goes straight to our e-mail. We use it only to reply to you and we delete it after 12 months. Who processes it, on what legal basis and what you can ask for at any time is set out in full in the privacy policy.